The Money Mum understands that starting a household budget, especially when facing financial difficulty, can be daunting. It’s scary to look at what you spend your money on, take a red pen and feel like you have to put a line through everything. Be confident, you will feel better and importantly, in control, when you have completed it.
The Money Advice Service offer a free, interactive and comprehensive budget planner. It gives a breakdown of where you spend your money, personalised tips on how to reduce your household bills and how to save. You can save it, print it out and update it anytime your circumstances change.